Mumbai, 22nd March 2025:
By combining its cutting-edge Pay-How-You-Drive (PHYD) feature with mobile telematics integrated into auto insurance, Zuno General Insurance has launched Zuno SmartDrive, a core motor insurance product that rewards consumers for driving more safely without charging extra.
The company is the first insurer in India to launch a product that rewards safe driving and saves money by providing data-driven, personalized coverage. The business makes sure that responsible drivers receive the savings they are entitled to, in contrast to traditional insurance pricing, which treats all drivers equally.
Through mobile telematics integrated into the Zuno app, every vehicle owner covered by Zuno’s PHYD plan can monitor their driving score, making safe driving more rewarding than ever.
According to company officials, Zuno’s tech-savvy, eco-aware clients—including young professionals between the ages of 24 and 45—will gain the most from the policy since it encourages daily commutes and lengthy road trips and makes safer driving more profitable.
“By integrating Pay-How-You-Drive into our Zuno SmartDrive motor cover policy, we are giving customers more control over their premiums and promoting safer driving by connecting pricing to safe driving habits,” stated Shanai Ghosh, MD & CEO, of Zuno General Insurance. This program demonstrates our dedication to giving our policyholders a simple, welcoming, and transparent experience while also making roads safer for all. By offering incentives for safe driving behavior, Zuno SmartDrive is not only revolutionizing insurance but also encouraging safer driving habits. We see this as a commitment to innovation, openness, and a safer future rather than merely insurance.
Customers who use the Zuno app to track their driving score will be eligible for additional savings on policy renewals. Customers can receive weekly and monthly rewards based on their driving scores in addition to savings on renewals. Based on their driving scores, a weekly and monthly leaderboard will be displayed on the app, providing them with incentives and ongoing encouragement to drive defensively.
Zuno provides its customers with more affordable premiums through the Zuno SmartDrive motor policy, which allows them to customize premium rates based on their individual driving habits. Through the discounts provided during renewals, this offering actively incentivizes good driving behavior in addition to promoting safe driving practices.
